Sunday, April 26, 2009

Auto Accidents Happen, Be Prepared

More than 18 million auto accidents occur each year. On average, that is 49,315 accidents per day. Therefore, the likelihood of being involved in an auto accident is much greater than that of any other form of transportation.

Auto insurance does protect the majority of us in the case that an auto accident should occur; however, there are many individuals who have elected to carry only liability insurance. This choice makes the allowable coverage available for victims relatively low. Then, there are also the individuals who disregard the law and choose not to carry any auto insurance at all.

Unfortunately, if you are involved in an auto accident and are lucky enough to only sustain even somewhat minor injuries, an individual who has only liability insurance may not have enough coverage available to pay for your medical expenses. Worse yet, if you are involved in an auto accident and the person at fault has no auto insurance coverage at all, you may be forced to foot the bill for any medical expenses that are incurred as a result of your sustained injuries.

In such instances, there is a way to protect yourself. Seeking the services of an attorney who specializes in auto accident claims can help to ensure that you will receive the proper compensation for your injuries as well as any damages to your vehicle, providing that the accident was no fault of your own.

It is always wise to contact an attorney in such instances because an insurance company is going to attempt to get you to accept as little as possible for your injuries. Your auto accident attorney should be one that you feel comfortable dealing with. Further, if your injuries are severe, your attorney can come to you and then act on your behalf to file your claim.

Don’t deal with the insurance company on your own. Instead,
enlist the help of an attorney who has been involved in cases like yours before. They can get you the compensation that you truly deserve.

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