An auto accident occurs every 2 seconds in the United States alone. Of the vast majority of auto accidents that occur, about 64% result in someone being injured, whether minor or fatal. In 2005, auto accidents in the United States resulted in about a $625 billion dollar cost, which averages about $5,500 for each household. Keep in mind that this cost was for injuries and fatalities but does not include the costs associated with auto accidents in which no one was injured.
Of course, every auto accident is different. Individuals choose their own auto insurance coverage, and some choose none at all. Therefore, the amount of monetary compensation that a person’s insurance may be able to provide you if you are injured due to their recklessness could be limited, if any. In fact, there are several instances where a person’s insurance coverage is not enough to cover the victim’s medical bills. In this instance, there really is no way around it. This would be the point where a skilled attorney is definitely needed. There are just some areas that the average individual should not attempt to traverse alone and unaware. That is, unless of course, you want to foot the bill for the remainder of your medical costs.
Those individuals that sought legal help for their auto accident injury claim received, on average, 38% more in monetary compensation than those individuals who chose to deal with the insurance companies on their own. This fact alone should be more than enough to validate the statement that an attorney is very valuable in such circumstances.
In short, the choice to retain legal representation is yours. However, statistics show that individuals who do have an attorney working for them fare much better than those who do not. If you do choose to hire an attorney, make sure that you are comfortable with them. A good attorney should not only be sympathetic to your needs, they should be looking out for the best interests of you and your family.
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